Overstuffed and Under-experienced

Overstuffed and Under-experienced

Experiences make people much happier than material items because we become bored with our purchases rather quickly, while the memories of experiences are ingrained forever. Never have I felt this more than when I recently came across some autographed framed photos and baseballs hidden away in ...
Turbo Charge Your 401(k)

Turbo Charge Your 401(k)

If you’re earning a six-figure salary and enrolled in a company 401(k) plan, here’s a “hot investment tip” that could result in significant annual tax savings and a larger future nest egg—and you may not need to save a penny more than you’re saving now. Warning! This article is going to get ...
The “B” Word

The “B” Word

Sometimes I wonder if I’m the only financial planner who hates Budgeting.  I’m a good saver, but I can’t imagine a life where I get an alert three weeks into March telling me that I spent too much on groceries. Don’t get me wrong - many people’s lives have been greatly improved through strict ...
All In or Bust

All In or Bust

So much for beginner’s luck… Less than an hour into my first-ever game of Texas Hold’em I was told that I had no choice but to go “all in” with the last of my poker chips. (The all-in moment is where you put what’s left of your chips into the pot and hope for a winning hand that will keep you ...
The Volatile-Income Saver

The Volatile-Income Saver

Ever heard the story of the guy who burned through an entire fortune worth $150 million and still has debts to pay?  If only Cher could have delivered a 2nd smack on the cheek of Nicolas Cage and another “snap out of it!” maybe things would be different. One thing that’s certain with those who ...
Donate Now, Give Later

Donate Now, Give Later

Baby boomers who are in the final decade of their high-income years might want to stop using their credit cards and checkbook to give to charity. There’s a better way to be generous and reduce your taxes at the same time – the donor advised fund (DAF). DAF – How it Works  You move cash or